Pump.fun vs Fomo (2026): which memecoin app?

Pump.fun vs Fomo: most readers should pick the pump.fun app, our Best overall memecoin app and the highest score on the site (4.7/5), because it is the most fun and most social way to trade new coins. Pick Fomo (3.8/5) if you want the simplest first buy with Apple Pay, a cash-out to a US bank, or trades on EVM chains. On Solana, the pump.fun app fee is 0.40% with code lockein against Fomo’s 0.45% with a code, plus minimums on small trades.

Quick summary

• The pump.fun app wins on social features, the app fee at every size, order types, the new-user perk and our overall score.
• Fomo wins on a first buy with paid Solana gas, chain coverage, key export and a US bank cash-out.

Read the full pump.fun app review and Fomo review.

Fees

Both apps charge their own fee on each trade. Pool fees and slippage come on top: a coin on pump.fun’s bonding curve pays a 1.25% curve fee to the pool, and PumpSwap pools charge 1.25% down to 0.30% as the market cap grows (pump.fun Fees page (opens in a new tab)).

Sources: pump.fun Fees page (opens in a new tab) (checked 2026-10-24), Fomo trading fees (opens in a new tab) and Fomo referral discount (opens in a new tab) (checked 2026-10-16).

• 100 USDC Solana trade: the app fee is 0.40 USDC on pump.fun with lockein (0.45 without) and 0.95 USDC on Fomo.
• 1,000 USDC Solana trade: 4.00 USDC on pump.fun with lockein (4.50 without), and 4.50 USDC on Fomo with Iocke (5.00 without).
• On the bonding curve: a 100 USDC buy in the pump.fun app costs 1.65 USDC in total with the code: the 1.25% curve fee plus the 0.40% app fee.

Fomo pays the Solana gas, so you need no SOL for network fees. In the pump.fun app, Solana network fees come on top. Our pump.fun fees guide lists every PumpSwap tier.

Not available in the UK or Russia; 18+. We earn a referral share when you use our code; your fee is lower, not higher.

Chains

The pump.fun app is built for pump.fun’s own Solana coins: new launches on the bonding curve and graduated coins on PumpSwap. Its Fees page also lists EVM trades, such as Robinhood Chain, with a 0.10% to 0.15% pump.fun fee on top of the app fee.

Fomo trades on 7 chains from one cash balance, with no bridges: Solana, Base, BNB Chain, Monad, Ethereum, Robinhood Chain and Arc (Fomo supported chains (opens in a new tab)). If you buy memecoins on Base or BNB Chain, Fomo is the better fit.

Features

Pump.fun is built for calling: you follow the people who find coins early, see their callouts, join a Live stream and compete with friends on the leaderboard. Fomo is built for reading: you see what other traders buy and why, then trade by hand. For other phone apps, see the best memecoin apps.

Safety and incidents

Both apps use a self-custodial wallet made by Privy. The pump.fun App Store listing (opens in a new tab) says pump.fun cannot access or freeze your funds. Fomo’s terms (opens in a new tab) say the wallet is non-custodial and that you can export your private keys. We score safety 5/5 for pump.fun and 3.5/5 for Fomo.

What this means for you: we found no proven hack of either app in 2026. The bigger risk is the coins: most pump.fun coins never graduate. Pump.fun asks for a private key only in its Link email & socials dialog (pump.fun (opens in a new tab)), so anyone else who asks is a scammer. Read is pump.fun safe and is the Fomo app legit for the full checks.

Who should pick which

Pick the pump.fun app if:

• You want the most fun and most social way to find new memecoins on your phone.
• You trade pump.fun coins and want a flat 0.40% app fee with code lockein at every size.
• You want limit and take-profit orders, Live streams and trading competitions.
• You are a new user and want a chance at a deposit match of up to $50.

Pick Fomo if:

• You are new to crypto and want the simplest first buy with Apple Pay and Apple or Google sign-in.
• You live in the US and want to cash out to your bank account.
• You buy memecoins on Base, BNB Chain, Monad or other EVM chains.
• You do not want to keep SOL for gas.

You can also use both: Fomo for a quick Apple Pay buy or a bank cash-out, and the pump.fun app to follow callers and trade new coins. For other pairs, see Fomo vs Phantom and Axiom vs Fomo.

How to sign up with our links

1. 1

   Pump.fun: install and type lockein

   Get the official “pump.fun” app from the App Store or Google Play. Sign in with email, Google or Apple, and type lockein as the referral code: the link pump.fun/join/lockein shows the code but does not apply it for you.
2. 2

   Pump.fun: first card deposit after the code

   New users can get up to $50 matched only when they type the code before the first card deposit and then trade on 5 days within 10. The budget is limited and the program is not open in the UK. See the pump.fun referral code page.
3. 3

   Fomo: open our link first

   Go to fomo.family/r/Iocke (capital I) before you create the account, then sign in with Apple or Google. The 10% discount works only on the signup screen. See the Fomo referral code page.
4. 4

   Start small and check the fee

   Add a small amount first. Check the fee line on the confirm screen of each app before your first trade.

Not available in the UK or Russia; 18+. The pump.fun $50 match is not guaranteed: it depends on the budget and on your trading days.

Bottom line

Most readers should pick the pump.fun app (4.7/5): it is the most fun and most social memecoin app, with a 0.40% app fee with code lockein. Pick Fomo (3.8/5) for the simplest first buy with Apple Pay, a US bank cash-out or EVM chains. On a 100 USDC Solana trade, the app fee is 0.40 USDC on pump.fun and 0.95 USDC on Fomo.

Changelog

• 2026-10-24: first comparison published, based on the pump.fun Fees page of 17 October 2026 and the Fomo help center.