Pump.fun app review (2026): fees, safety, score

Our pump.fun review in short: the pump.fun app is the best overall memecoin app for phone traders, and we rate it 4.7/5 after hands-on trading, the highest score on the site. It is the most fun and most social way to find a new coin and trade it, with a self-custodial wallet and card deposits. A trade on the bonding curve costs 1.65% with code lockein, and most coins on it fail.

Pump.fun in one paragraph

Pump.fun is a Solana memecoin launchpad, and the pump.fun app puts it on iPhone and Android. You see trends as they form, follow callers and friends, and buy a coin in a few taps. Pump’s products made about $65 million in revenue in the 30 days to 23 October 2026, according to DefiLlama (opens in a new tab).

The app is our Best overall pick because it is the most fun and most social app we tested, and it is easy to start. It also has the highest score on the site, 4.7/5 on our five weighted criteria. BasedBot (4.6/5) is #2 and our Best for pros pick, with the highest execution score; Locke works with BasedBot, and it is scored with the same methodology. Our pump.fun guide explains the launchpad itself.

The app has improved a lot. At launch in February 2025, it had 2.5 stars on iOS and 2.1 on Google Play, and users said trades were hard to land (Blockworks (opens in a new tab)). On 24 October 2026, it had 4.7 stars from about 4,000 US App Store ratings and 4.4 stars on Google Play, with 500K+ downloads.

Fees

Every trade in the pump.fun app pays two fees: the pool fee and a Platform Fee. The Platform Fee is 0.45%, or 0.40% with a referral code such as lockein, and it shows as its own line before you confirm, according to the pump.fun Fees page (opens in a new tab) (last updated 17 October 2026).

Sources: pump.fun Fees page (opens in a new tab), checked 2026-10-24. PumpSwap fees fall step by step from 1.25% to 0.30% as the market cap grows.

• Worked example: a $100 buy on the bonding curve costs $1.65 with code lockein and $1.70 without it. A $1,000 buy costs $16.50 with the code and $17.00 without it. Solana network fees and slippage come on top.
• Compared with Fomo: Fomo charges 0.50%, or 0.45% with a code, and 2% on Solana trades from 5 to 47.50 USDC (Fomo review). The pump.fun app fee is a flat percentage at every size on the Fees page.
• No Platform Fee elsewhere: pump.fun’s Terminal, third-party bots and perps do not pay it. Our pump.fun fees guide has every tier.

New app users get a second perk with the code. If you type lockein in the app before your first card deposit, you can get up to $50 matched, paid in parts when you trade on 5 days within 10 days, while the program budget lasts (Referral Rewards terms (opens in a new tab)). Crypto transfers in do not count, and the program is not open in the UK.

We earn a referral share when you use our code; your fee is lower, not higher. Not available in the UK or Russia; 18+.

Safety and incidents

We score the pump.fun app 5/5 for safety. The score rates the app and its wallet, not the coins you buy. The wallet is a self-custodial Privy wallet, and the App Store listing (opens in a new tab) says pump.fun cannot access or freeze your funds. You sign in with email, Apple or Google, the app has 4.7 stars on the App Store and 4.4 on Google Play, and we found no hack of pump.fun in 2026.

The coins are a different matter, and a 5/5 app score does not make any coin safe. Most coins never reach PumpSwap: The Block measured graduation rates from 2.5% to 6.7% in July 2026 (The Block (opens in a new tab)). The table below also lists the May 2024 insider exploit, after which pump.fun upgraded its contracts.

• Private key: pump.fun asks for a private key in one place only, the Link email & socials dialog when you are signed in. It never asks in a DM, an email or on X (pump.fun (opens in a new tab)).
• Key export: we found no official page that shows how to export your key from the app. Check in the app before you deposit a large amount.
• Who can use it: you must be 18 or older. Pump.fun is not available in the UK, Russia, Belarus, Cuba, Iran, North Korea, Syria, Crimea, Donetsk or Luhansk (terms (opens in a new tab)).
• Court case: pump.fun faces an open US class action lawsuit; its claims are allegations, not court findings (The Block (opens in a new tab)).

Our page is pump.fun legit and safe? has the full check and the signs of a rug pull.

Hands-on: what we tested

Locke trades on the pump.fun app every day, and he finds it fast and fun. The app makes a new trend easy to see and easy to trade: you open a coin from the feed, a caller or a friend, and buy it from the same screen. Trading feels like a social game, and that is the main reason it is our Best overall pick.

• Sign-up: you sign in with email, Google or Apple. Pump.fun retired browser-wallet sign-in on the web on 25 September 2026, and one login now covers the web and the app (pump.fun (opens in a new tab)).
• Deposits: you add money by card, Apple Pay or Google Pay through MoonPay (MoonPay (opens in a new tab)), or you send SOL, USDC and other crypto to your app wallet (pump.fun help (opens in a new tab)).
• Fees on screen: the Platform Fee shows as its own line before you confirm, so you see the cost of each trade.
• Execution: in Locke’s daily trades the app is fast. Some Google Play and App Store reviews report a lag between tap and fill on busy coins, so we score execution 4/5, not 5.

We do not publish trade timings or profit figures from these tests. For a step-by-step walkthrough, read our pump.fun app tutorial.

Features

The social layer is what sets the app apart. You follow the people who find coins early, see their callouts, and compete with friends on the leaderboard. To practice before you use real money, read our guide to memecoin paper trading.

Where other tools are better

• Daily trading on desktop or Telegram: BasedBot is #2 on the site and our Best for pros pick (4.6/5). It adds limit orders, take-profit and stop-loss, copy trading and snipers on 18 chains, in a Telegram bot and a web terminal, at 1% per trade. Locke works with BasedBot; it is scored with the same methodology.
• First memecoin buy with US bank withdrawals: Fomo is our Best for beginners pick (3.8/5). It trades on 7 chains from one balance and cashes out to US bank accounts.
• A pro terminal with no Platform Fee: pump.fun’s own Terminal, formerly Padre, pays no app Platform Fee. See the Padre review.

For more options, compare the best pump.fun trading bots and the best memecoin apps.

How to sign up with code lockein

1. 1

   Download the official app

   Get “pump.fun” from the App Store or Google Play (Android package com.batonresearch.pump). Lookalike apps can steal your funds.
2. 2

   Sign up and type lockein

   Sign in with email, Google or Apple. Type lockein as the referral code when you sign up: the link pump.fun/join/lockein shows the code but asks you to enter it.
3. 3

   Add money by card or Apple Pay

   Make your first card deposit after you enter the code. Only then can a new user get up to $50 matched.
4. 4

   Check the fee line and trade

   Before you confirm, check that the Platform Fee line shows 0.40%. To earn the full match, trade on 5 days within 10 days of the deposit.

We earn a referral share when you sign up with lockein. The $50 match is not guaranteed: it depends on the budget and on your trading days. Not available in the UK or Russia; 18+. The pump.fun referral code page has the full terms.

Bottom line

The pump.fun app is the best overall memecoin app for phone traders, and we rate it 4.7/5 after daily hands-on trading, the highest score on the site. It is the most fun and most social way to trade new coins, at 0.40% app fee with code lockein plus the pool fee.

Skip it if you are in the UK, need a bank cash-out, or trade full-time on desktop: then BasedBot fits better.

Changelog

• 2026-10-24: safety score raised from 3.5 to 5/5 (the score rates the app and its wallet, not the coins), so the rating is now 4.7/5, the highest on the site. Added the open US court case.
• 2026-10-24: first review published, with the 17 October 2026 Platform Fee, the referral deposit match and our Best overall award.